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Post Florence: Prepare Your Mortgage and Personal Credit
Unfortunately, natural disasters happen and when they happen, your personal credit, your mortgage and your income can be affected. Here are four simple steps that may help you after Post Florence....
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How to Avoid Debt Scavengers Collecting on Zombie Debt in Florida
The term “zombie debt” means the debt is very old and no longer owed. Zombie debt is purchased possibly from the original creditor or from another collection agency for cents on the dollar. Debt...
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Who Qualifies for Credit Restoration?
Credit restoration is for professionals who inquire on improving their personal credit and business credit because they are interested in expansion, purchasing new inventory, new real estate or...
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Credit Counseling is a Bad Strategy for Your Credit
Most people who seek credit counseling do not have tarnished credit, they just cannot afford carrying over extended debt any further. Instead of seeking legal advice or professional advice from a...
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Quick Options to Business Owners from the Impact of COVID-19
The COVID-19 pandemic was unexpected; as a result, businesses are affected the most besides of course public health. Business owners who cannot get financed because of the pandemic or who had to place...
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Can the CARES Act Deferment Program Help or Hurt My Credit?
When you asked for a deferment during the COVID 19 pandemic, mortgages and other creditors will report this status on your credit report. If you are not seeking new financing but used the CARES Act to...
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Business Identity Risks Rising After COVID-19
According to Dun and Bradstreet High Risk and Fraud Insight team, there has been an increase of 258% of business identity theft since early 2020, mostly illegally gaining access to the Paycheck...
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4 New Alternative Business Credit Solutions
Post COVID will be quite challenging for some small and mid size business owners. At First Pro Capital, we strive to service our clients the best we can. We have added four valuable alternative...
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How Does a Chapter 11 Affect My Commercial Lending?
A Chapter 11 Bankruptcy is a last source for a business owner to reorganize business debt. Perhaps it was a non performing business partner, embezzlement or a nonperforming CFO, which led to your...
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How Can I Balance My Business Debt during Rising Inflation?
It is no surprise that once again small and mid-size businesses are impacted, last time radical COVID lockdowns, this time stagflation. What is a business owner supposed to do? A business owner you...
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